A valid credit card number has several fields and each of them has a meaning. For the technically inclined, this number complies to the ISO 7812 numbering standard. An contains a six-digit issuer identification number (IIN), an individual account identification number, and a single digit checksum.
The credit card numbers you generate on this page are completely random. When we say they are valid, we merely imply that they are a possible combination of characters which will validate when passed through the MOD 10 algorithm. You can also generate valid credit card numbers for specific Issuing Networks by utilising their particular prefixes. However, we do not provide you (obviously) with the correspondent verification code for these cards, as they are completely fake and made up randomly.
If you've ever found yourself trying to try a product online which required a credit card, even when you just want to take a look, you know why we made this. We believe there's no need to share such information with providers without the actual intent to buy stuff. Anyone can make a website with a form and require you to insert valuable and sensitive information which requires you to give up your privacy. This is a way to protect yourself in such situations.
The other reason we made this are programmers testing ecommerce websites, applications or other software. They usually need lots of fake data, and this is a very easy way to generate a bunch of valid credit card numbers in a split second. There's another tool for those times when you need to generate all other kinds of data.
Credit cards can be trouble. Just ask any of the millions of consumers who find themselves deeply in debt. In most cases, a large credit card balance is part of their burden. But plenty of financial advisors point out the advantages of paying for everything with a credit card instead of cash or a debit card.Those in the industry have provided information suggesting that otherwise credit-worthy individuals have been declined for credit card accounts, even though they have the ability to manage the debt.www.consumeraffairs.com
This database of credit card agreements from more than 300 card issuers. These agreements feature general terms and conditions, pricing, and fee information.The Credit CARD Act is intended to prohibit certain unfair or abusive practices, and to make rates and fees on credit cards more transparent. In February 2011, we held a conference focused on the impact of the CARD Act. We also marked the occasion with our first consumer survey.www.consumerfinance.gov